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INF714 Research Seminar in Information Science IV (1 credit) Spring 2010Monday 11:30 AM to 1:30 PM Draper 313ADeborah Lines Andersen dla@albany.edu 140C Draper Hall (518) 4425122 (Office) (518) 4396153
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Obtain a copy of your credit report from one of the major credit bureaus (Equifax, Experian, or TransUnion).
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A credit score is a numerical representation of a person's creditworthiness, based on their credit history and other financial behaviors.
Individuals and businesses seeking loans, financing, or credit products may need to provide their credit scores to lenders.
Filling out a credit score does not apply as credit scores are calculated based on financial data rather than being filed or completed by individuals.
The purpose of a credit score is to assess the credit risk of individuals and determine their eligibility for loans and credit.
Credit scores are generated from information such as payment history, credit utilization, length of credit history, types of credit used, and any recent credit inquiries.
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