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ANNUAL DISCLOSURE STATEMENT 20232Annual Disclosure Statement for 2023 Important Information to Advisory and Brokerage Clients Valley Financial Management, Inc. This annual disclosure statement contains
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Gather all relevant financial information and documents related to the transaction.
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Fill out the form accurately and completely, ensuring all necessary details are included.
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Who needs vfm disclosures?

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Real estate agents
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Property buyers
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Property appraisers
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Any party involved in a real estate transaction that requires disclosure of value for money.
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VFM disclosures refer to disclosures made by companies regarding the value for money of their services or products.
Companies providing services or products that are subject to regulations requiring vfm disclosures are required to file them.
VFM disclosures can be filled out by providing detailed information on the cost, quality, and performance of the services or products.
The purpose of vfm disclosures is to provide transparency to stakeholders regarding the value for money of the services or products.
Information such as cost breakdown, quality metrics, and performance indicators must be reported on vfm disclosures.
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