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EXIT COUNSELING GUIDE FOR FEDERAL STUDENT LOAN BORROWERS. S. Department of Education Federal Student Aid Business Operations Services Program Communications Division Publications Online Access This
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01
Log in to your student loan servicer's website or contact them directly.
02
Locate the exit counseling section on the website or ask the representative for guidance.
03
Follow the instructions provided to complete the exit counseling requirements, which may include reviewing loan information, rights and responsibilities, and repayment options.
04
Fill out any necessary forms or surveys as directed.
05
Submit the completed exit counseling certification to your servicer as proof of completion.

Who needs what is exit counseling?

01
Students who have borrowed federal student loans and are graduating, dropping below half-time enrollment, or leaving school for any reason are required by law to complete exit counseling.
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Exit counseling is a session that provides important information to federal student loan borrowers about their rights and responsibilities as they prepare to repay their loans.
Federal student loan borrowers are required to complete exit counseling before they graduate, leave school, or drop below half-time enrollment.
Exit counseling can be completed online through the student loan servicer's website or in-person at the borrower's school.
The purpose of exit counseling is to ensure that borrowers understand their loan repayment options, rights, and responsibilities.
Exit counseling typically covers loan repayment plans, options for loan consolidation, loan forgiveness programs, and the consequences of defaulting on a loan.
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