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U.S. DEPARTMENT OF EDUCATION BORROWER DEFENSE TO REPAYMENT THIRDPARTY RECONSIDERATION FORM OMB Number: 18450163 Expiration Date: 06/30/2023INSTRUCTIONS Use this form if you are a representative of
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How to fill out borrower defense to loan

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How to fill out borrower defense to loan

01
Gather all relevant documents related to your student loans and the school you attended.
02
Access the borrower defense to loan form on the official website of the Department of Education.
03
Fill out the form accurately and completely, providing all required information about your loans and the reasons you believe you are eligible for borrower defense.
04
Include any supporting documentation that can strengthen your case, such as emails, letters, or other communication with the school or loan servicer.
05
Submit the completed form and supporting documents to the Department of Education for review and consideration.
06
Follow up with the Department of Education if necessary to provide additional information or answer any questions they may have about your claim.

Who needs borrower defense to loan?

01
Individuals who believe they were defrauded or misled by their school in regards to their student loans.
02
Students who attended a school that closed while they were enrolled or shortly after graduation.
03
Borrowers who believe they were subject to illegal or unethical practices by their school or loan servicer.
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Borrower defense to loan allows student loan borrowers to request for loan forgiveness if they were misled or defrauded by their school.
Any student loan borrower who believes they were misled or defrauded by their school can file borrower defense to loan.
To fill out borrower defense to loan, borrowers need to submit a detailed explanation of how they were misled or defrauded, along with any supporting documents.
The purpose of borrower defense to loan is to provide relief to students who were deceived by their schools and incurred debt as a result.
Borrowers must report specific details about the deceptive practices of their school and how it affected their decision to take out the loan.
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