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This working paper discusses the design principles for audio menus and forms in interactive voice response systems, analyzing various styles and their effects on user interaction.

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What is the household savings ratio in China?

Chinese consumers are cautious savers, with the household savings rate at 31.7% in 2023 (as calculated by J.P. Morgan Economic Research). As a result, cash and deposits make up around a quarter of the household wealth, aggregately amounting to RMB 149trillion.

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