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WELLNESS madeS i m p le 2016 BENEFITS REFERENCE GUIDETable of ContentsTable of Contents 3Benefits Directory44LongTerm Disability Income Protection5Open Enrollment News47Disability Income Protection
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Provide accurate and truthful information in the application form, including details about your occupation, income, and any existing disability insurance coverage.
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If you don't have any existing disability insurance coverage, it's important to consider the amount of coverage you need and choose an appropriate policy.
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Fill out all sections of the application form, ensuring you answer each question thoroughly and provide any required supporting documentation.
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Submit the filled-out application form either online or by mail, following the instructions provided by the insurance company.
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Wait for the insurance company to review your application and provide a response. This may involve further communication or request for additional information.
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Once your application is approved, carefully review the terms and conditions of the disability income protection policy to ensure you understand the coverage and any limitations or exclusions.

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Why disability income protection should be part of your financial planning involves understanding how it can provide a safety net in case of unexpected disabilities that prevent you from earning an income.
Individuals who are looking to secure their income against disability are typically required to file for disability income protection.
To fill out the application for disability income protection, you will need to provide personal information, details about your occupation, income, and any medical history that may affect your eligibility.
The purpose of why disability income protection should be part of your financial strategy is to ensure financial security during periods when you are unable to work due to a disability.
The information that must be reported typically includes personal identification, employment details, income levels, existing health conditions, and information regarding previous claims if any.
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