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SAMPLE LETTER: READERS ACTION NOTICE (MUST BE ON YOUR COMPANY/ORGANIZATION LETTERHEAD) DateApplicant/Employee Name/Volunteer Name Address City, State Zip CodeD ear Applicant/Employee/Volunteer Name
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How to fill out what is a pre-adverse

01
Gather all relevant information about the candidate or employee.
02
Review the candidate or employee's application, resume, and any other submitted documents.
03
Conduct a background check on the candidate or employee, if necessary.
04
Identify any potential concerns or discrepancies in the candidate or employee's information.
05
Prepare a Pre-Adverse Action Notice, which is a written document notifying the candidate or employee of potentially negative information found during the background check.
06
Include in the Pre-Adverse Action Notice the details of the negative information discovered, such as the name of the consumer reporting agency that provided the report, along with their contact information.
07
Give the candidate or employee a reasonable amount of time, typically at least five business days, to review the Pre-Adverse Action Notice.
08
Provide the candidate or employee with a copy of the Consumer Financial Protection Bureau's Summary of Rights under the Fair Credit Reporting Act.
09
Consider any additional information or explanation provided by the candidate or employee regarding the negative information.
10
Make a final decision based on all available information, taking into account any applicable laws or regulations.

Who needs what is a pre-adverse?

01
Employers who conduct background checks on potential candidates or employees.
02
Organizations that want to ensure the accuracy and integrity of the information provided by candidates or employees.
03
Companies that are required by law or regulations to follow pre-adverse procedures.
04
Employers who want to provide candidates or employees with an opportunity to explain or dispute negative information found during a background check.

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A pre-adverse is a notification given to a job applicant before a final decision is made on their employment, informing them that negative information has been found during the background check.
Employers are required to file a pre-adverse notice when negative information is found during a background check on a job applicant.
A pre-adverse notice should include details of the negative information found, contact information for the applicant to dispute the information, and a copy of the background check report.
The purpose of a pre-adverse notice is to give the job applicant an opportunity to review and dispute any negative information found during a background check before a final employment decision is made.
A pre-adverse notice must include details of the negative information found, contact information for the applicant to dispute the information, and a copy of the background check report.
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