Get the free Direct PLUS Loan Request Form 2012 - 2013 - davidsonccc
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This form is used by parents to apply for a Direct PLUS Loan to cover educational expenses for a dependent undergraduate student enrolled at DCCC. It outlines eligibility requirements, application
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How to fill out direct plus loan request
How to fill out Direct PLUS Loan Request Form 2012 - 2013
01
Begin by obtaining the Direct PLUS Loan Request Form for the 2012-2013 academic year from the U.S. Department of Education's website or your school's financial aid office.
02
Complete your personal information at the top of the form, including your name, Social Security Number, and contact information.
03
Indicate the academic year for which you are applying for the PLUS loan.
04
Specify the name of the school that will receive the loan funds.
05
Provide information about the borrower, including their relationship to the student (for Parent PLUS loans) or other required details.
06
Answer the questions regarding your credit history and any required disclosures.
07
Review the terms and conditions of the loan carefully before signing.
08
Sign and date the form, ensuring that all required sections are completed.
09
Submit the completed form to the school’s financial aid office according to their instructions.
Who needs Direct PLUS Loan Request Form 2012 - 2013?
01
Parents of dependent undergraduate students who want to borrow funds to help cover the costs of their child's education.
02
Graduate or professional students who are seeking financial assistance to cover their educational expenses.
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People Also Ask about
Who is responsible for paying back a parent PLUS loan?
Drawbacks of the Parent PLUS Loan Discharge: Federal parent PLUS loans are rarely discharged for financial difficulties resulting from unemployment, age-related or other illnesses and injuries, or bankruptcy. Nontransferable: Parents cannot transfer the PLUS loan to their student to repay after they finish school.
What are the negatives about the parent PLUS loan?
Parent Plus loans have higher interest rates and fees, so they're generally not a good idea. Plus, it's your degree, not your parents, so you should be responsible for the costs. Stick with private loans and focus on manageable debt.
Are direct PLUS loans eligible for forgiveness?
Direct PLUS Loans for Parents These loans are eligible for PSLF only if they've been consolidated into a Direct Consolidation Loan and are being repaid under the Income-Contingent Repayment (ICR) plan.
What is federal direct parent PLUS loan request?
Federal Direct PLUS loans are federal loans that graduate or professional students and parents of dependent undergraduate students can use to help pay for college or career school. You must complete a new Direct PLUS Application for each year you wish to receive a parent PLUS loan.
What disqualifies you from a parent PLUS loan?
If you're a parent or graduate student seeking a Direct PLUS Loan, one of the requirements to qualify is that you must not have an adverse credit history. If your application is denied because of an adverse credit history, don't give up. You still have options.
What are the disadvantages of a direct PLUS loan?
What Are Some Reasons to Avoid PLUS Loans? First, PLUS loans have no automatic grace period. Then there's the fact they aren't eligible for most IDR plans. Then, borrowing too much is easy to do, and finally, they're nearly impossible to get out of, even in bankruptcy.
What are the limitations of a direct PLUS loan?
There are no set annual or aggregate limits. You may borrow up to your full cost of attendance, minus any other financial aid you receive (including Direct Subsidized Loans, Direct Unsubsidized Loans, scholarships, and certain fellowships).
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What is Direct PLUS Loan Request Form 2012 - 2013?
The Direct PLUS Loan Request Form 2012 - 2013 is a document used by parents of dependent undergraduate students or graduate/professional students to apply for a Direct PLUS Loan, which helps cover educational costs not met by other financial aid.
Who is required to file Direct PLUS Loan Request Form 2012 - 2013?
Parents of dependent undergraduate students or graduate/professional students who wish to borrow a Direct PLUS Loan must file the Direct PLUS Loan Request Form 2012 - 2013.
How to fill out Direct PLUS Loan Request Form 2012 - 2013?
To fill out the Direct PLUS Loan Request Form 2012 - 2013, applicants must provide personal identification information, the student’s information, the amount of the loan requested, and a credit check authorization. The form can be completed online or in paper format.
What is the purpose of Direct PLUS Loan Request Form 2012 - 2013?
The purpose of the Direct PLUS Loan Request Form 2012 - 2013 is to collect the necessary information from borrowers to process their request for a Direct PLUS Loan, enabling them to help finance their dependent student’s education.
What information must be reported on Direct PLUS Loan Request Form 2012 - 2013?
The Direct PLUS Loan Request Form 2012 - 2013 requires personal information such as the borrower's name, social security number, relationship to the student, the amount being requested, and the student's identification details.
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