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Travel Insurance Combined Financial Services Guide and Product Disclosure Statement (including policy wording)Effective 15th December 2023 RBC2.1123Table of Contents Product Disclosure Statement 4About
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To fill out the product disclosure statement 4, follow these steps:
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Read the instructions carefully to understand the purpose and requirements of the form.
03
Gather all the necessary information and documents related to the product being disclosed.
04
Fill in your personal details accurately, including your name, contact information, and any relevant identifiers.
05
Provide a clear and concise description of the product, including its features, benefits, and any potential risks or limitations.
06
Disclose all relevant information about fees, charges, and other costs associated with the product.
07
Include any additional information or disclosures required by regulatory authorities or industry standards.
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Submit the product disclosure statement 4 to the appropriate recipient or authority as instructed.

Who needs product disclosure statement 4?

01
Product disclosure statement 4 is required by individuals or organizations involved in the sale or distribution of financial products.
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This may include banks, insurance companies, investment firms, and other financial institutions.
03
It is also important for individuals or businesses offering financial advice or recommendations to clients.
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The purpose of the product disclosure statement is to provide accurate and transparent information about the product to help consumers make informed decisions.
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Product Disclosure Statement 4 (PDS 4) is a document that provides essential information about a financial product, including its features, benefits, risks, and costs, to help consumers make informed decisions.
Financial product issuers, including banks, investment firms, and insurance companies, are required to file Product Disclosure Statement 4 when they offer specific financial products.
To fill out Product Disclosure Statement 4, issuers must gather information about the financial product, complete all required sections regarding features, risks, fees, and then submit it to the relevant regulatory authority, ensuring compliance with applicable regulations.
The purpose of Product Disclosure Statement 4 is to promote transparency and protect consumers by providing clear and comprehensive information about financial products, allowing them to compare options and assess suitability.
Information that must be reported on Product Disclosure Statement 4 includes product description, costs, risks, benefits, and terms and conditions associated with the financial product.
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