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Westpac Banking CorporationFor personal use onlyABN 33 007 457 14115February2012 CUSTOMER_NAME ADRS_1 ADRS_2HolderIdentifier:cputoinsert DearInvestor, MaturityNoticeforyourChallengerBankEndowmentWarrants

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Step 1: Visit the Westpac banking website.

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Step 2: Locate the 'Online Banking' section on the homepage.

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Westpac Banking - publication refers to the official documentation that outlines the financial performance, operations, and compliance of Westpac Banking Corporation, which is one of the largest banks in Australia and New Zealand.

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