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Page1of7 United Automobile Insurance Company PO Box 694120 Miami, FL 332691120 3059407299 Toll Free: 18003442150Claim Information Claim Number: Claimant Name: Date of Loss: policyholder / No.: State
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To fill out an explanation of benefits, follow these steps:
02
Review the explanation of benefits form carefully to understand the required information.
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Provide your personal details such as your name, address, and contact information.
04
Enter your insurance policy details, including the policy number and group number.
05
Indicate the date of service for which the explanation of benefits is being filled out.
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Specify the healthcare provider or facility name and address.
07
Describe the medical service or procedure received and its associated charges.
08
Include any additional information relevant to the claim, such as diagnosis codes or referral details.
09
Attach any supporting documents like invoices, receipts, or medical records.
10
Review the completed form for accuracy before submitting it.
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Submit the explanation of benefits form to the appropriate insurance provider via mail, fax, or online portal.
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Keep a copy of the filled-out form for your records.

Who needs explanation of benefits?

01
Anyone who has health insurance and receives medical services needs an explanation of benefits.
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It is especially important for individuals who want to understand how their insurance coverage applies to specific healthcare services.
03
Insurance holders who want to review the charges billed by healthcare providers and insurance reimbursements also require an explanation of benefits.
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An explanation of benefits (EOB) is a statement provided by a health insurance company that outlines the medical services rendered, the amount billed by the provider, the amount covered by the insurance, patient responsibility, and any adjustments made.
Health insurance providers are required to file explanations of benefits for their policyholders, detailing the costs associated with medical services received.
Typically, the explanation of benefits is filled out by the insurance company automatically. However, patients can review their EOBs for accuracy, ensuring that all services are correctly listed and that deductibles and copays are accurately reflected.
The purpose of an explanation of benefits is to provide policyholders with a detailed account of their medical claims, helping them understand what services were covered, what costs were applied, and their resulting financial obligations.
An explanation of benefits must report the patient’s name, policy number, provider information, dates of service, billed amount, covered amount, amount applied to deductible, co-pay amounts, and any denials or adjustments.
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