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Dear Client: Thank you for your interest in a Market Linked Investment (MLI) offered by Merrill Lynch. A copy of the preliminary prospectus for the MLI is attached. You should read the offering documents

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Notes linked to a form provide additional information, explanations, or disclosures that are necessary to understand the financial statements or compliance reports. They enhance transparency and detail.

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To fill out notes linked to a form, review the specific requirements for disclosures outlined by the governing financial reporting framework, provide clear and concise explanations for each note, and ensure the notes are numbered or referenced properly in relation to the corresponding figures in the financial statements.

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Information that must be reported includes accounting policies, significant estimates, contingencies, related party transactions, subsequent events, and any other material information that could impact users' understanding of the financial statements.

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