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Card Acceptance Operating guide For Card Not Present (CNP) MerchantsAny transaction any way EMSpay.nlCard acceptance Operating guide For card not present (CNP) merchants With EMS, mail, telephone
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01
Understand that a card-not-present transaction occurs when the cardholder is not physically present during the transaction.
02
Provide the necessary credit card information over the phone, online, or via mail order.
03
Verify the cardholder's identity using security measures such as CVV, address verification, or 3D Secure.
04
Ensure the payment processor or gateway supports card-not-present transactions.
05
Follow the standard procedures for processing a card-not-present transaction to ensure security and compliance.

Who needs what is a card-not-present?

01
Businesses that operate online stores and accept payments over the internet.
02
Merchants that engage in mail order or telephone order sales where the cardholder is not physically present.
03
Companies that provide subscription-based services or recurring billing where card-not-present transactions are common.
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A card-not-present transaction is a payment made without the physical presence of the card, typically occurring in online or phone transactions.
Merchants or businesses that accept card-not-present transactions are generally required to file reports related to these transactions.
To fill out a card-not-present form, you must provide transaction details such as the amount, date, customer information, and any relevant payment processing information.
The purpose of reporting card-not-present transactions is to ensure proper tracking for compliance, fraud prevention, and accurate financial reporting.
Information that must be reported typically includes transaction amount, merchant details, customer name, date of transaction, and payment method used.
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