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WHAT YOU NEED TO KNOW ABOUT OVERDRAFTS AND OVERDRAFT FEES An overdraft occurs when you do not have enough money in your account to cover a transaction, but we pay it anyway. We can cover your overdrafts
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Check with your bank if they offer the 'we also offer overdraft' service.
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Who needs we also offer overdraft?

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Individuals who may occasionally require extra funds to cover unexpected expenses or emergencies.
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We also offer overdraft is a service that allows account holders to access funds beyond their account balance, enabling them to cover transactions even when insufficient funds are available.
Individuals or businesses that utilize the overdraft service and exceed their account limits may be required to file disclosures regarding their overdraft usage.
To fill out the application for we also offer overdraft, you typically need to provide personal identification, banking account details, and consent to the terms and conditions of the overdraft service.
The purpose of we also offer overdraft is to provide temporary financial relief by allowing accounts to go into a negative balance for a short period, ensuring that important payments or transactions can be completed.
Information that must be reported includes the overdraft amount used, fees associated with the overdraft, and the duration for which the account was overdrawn.
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