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PUBLIC SERVICE LOAN FORGIVENESS (PSLF) & TEMPORARY EXPANDED PSLF (TEPSLF) CERTIFICATION & APPLICATIONOMB No. 18450110 Form Under Review Exp. Date TBDWilliam D. Ford Federal Direct Loan (Direct Loan)
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How to fill out public service loan forgiveness

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How to fill out public service loan forgiveness

01
Make sure you have eligible federal student loans.
02
Verify that you are working full-time for a qualifying employer.
03
Submit the Employment Certification Form annually or whenever you change employers.
04
Make 120 qualifying payments while meeting all other program requirements.
05
Submit the Public Service Loan Forgiveness application after completing the 120 qualifying payments.

Who needs public service loan forgiveness?

01
Individuals who work full-time for a qualifying public service employer, such as government organizations, non-profit organizations, and certain other types of public service organizations.
02
Those who have eligible federal student loans and are seeking loan forgiveness after making 120 qualifying payments.
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Public Service Loan Forgiveness (PSLF) is a program that allows borrowers who work in qualifying public service jobs to have their federal student loans forgiven after making 120 qualifying monthly payments under a qualifying repayment plan.
Employees of eligible public service organizations, such as government entities and non-profit organizations, are required to file for Public Service Loan Forgiveness to benefit from the program.
To fill out the Public Service Loan Forgiveness application, borrowers should complete the PSLF Form, which includes their information, employer information, and certifications of qualifying payments. This form can be submitted to the loan servicer.
The purpose of Public Service Loan Forgiveness is to encourage individuals to pursue careers in public service by providing them with the opportunity to have their federal student loans forgiven after a certain number of qualifying payments.
Borrowers must report their personal identification information, loan details, employment status, and the number of qualifying payments made when applying for Public Service Loan Forgiveness.
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