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Internet Appendix forLending Next to the Courthouse: Exposure to Adverse Events and Mortgage Lending DecisionsDa (Derek) Huo, Bo Sun, Mingzhu Tai, Yuhai Xuan Da (Derek) Huo, derekhuo@connect.hku.hk,
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Identify potential adverse events that could impact an individual or organization.
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Who needs exposure to adverse events?

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Individuals and organizations in high-risk industries such as healthcare, finance, and transportation.
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Exposure to adverse events refers to the identification and documentation of negative occurrences that may result from a specific treatment, drug, or intervention that can harm patients.
Healthcare providers, pharmaceutical companies, and manufacturers of medical devices are typically required to file reports regarding exposure to adverse events.
To fill out exposure to adverse events, one should gather relevant patient data, document the nature of the adverse event, include any contributing factors, and submit the information through the designated reporting system established by regulatory authorities.
The purpose of exposure to adverse events is to identify risks associated with medical interventions, maintain patient safety, inform regulatory agencies, and improve healthcare practices.
Information that must be reported includes patient demographics, detailed description of the adverse event, chronology of events, outcomes, and any actions taken in response to the event.
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