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Consumer Report Disclosure Notice & Authorization This Disclosure Notice and Authorization is to inform you that, as part of your background investigation, Penn Mutual (including any of its subsidiaries)
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How to fill out consumer report disclosure notice

01
Obtain a copy of the consumer report disclosure notice form.
02
Fill out the form by providing your personal information accurately.
03
Sign and date the form to acknowledge that the information provided is true and complete.
04
Return the completed form to the appropriate party as instructed.

Who needs consumer report disclosure notice?

01
Any individual or entity that is requesting a consumer report on a consumer for employment, tenant screening, credit application, or any other permissible purpose.
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A consumer report disclosure notice is a document that informs consumers when their credit report has been accessed or used for a decision related to credit, insurance, employment, or other purposes as prescribed by law.
Entities that utilize consumer reports, such as lenders, insurers, and employers, are required to file consumer report disclosure notices to inform applicants or consumers about the use of their credit information.
To fill out a consumer report disclosure notice, provide the consumer's full name, address, the source of the consumer report, and a statement notifying the consumer of their rights under the Fair Credit Reporting Act.
The purpose of the consumer report disclosure notice is to ensure transparency by informing consumers when their credit information is used and to educate them about their rights regarding consumer reports.
The notice must include the consumer's name, address, the name of the consumer reporting agency that supplied the report, and a summary of the consumer's rights under the Fair Credit Reporting Act.
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