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FRY6 0MB Number 71000297 Approval expires November 30, 2025 Page 1 of3Board of Governors of the Federal Reserve Systemi.\":Annual Report of Holding CompaniesFR Y6 .. .. Report at the close of business

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Mountain-Valley Bancshares Inc. is a banking holding company that oversees and manages its subsidiary banks, providing various financial services and products to its customers.

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