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The opposite of a budget deficit is a budget surplus, which occurs when the federal government collects more money than it spends. The U.S. has experienced a fiscal yearend budget surplus five times

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Start by listing all sources of income

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Next, list all expenses including fixed and variable expenses

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What is a budget?

A budget is a financial plan that outlines expected income and expenses over a specific period, helping to manage finances effectively.

Who is required to file a budget?

Individuals, businesses, and organizations that wish to manage their finances effectively or comply with regulatory requirements may be required to file a budget.

How to fill out a budget?

To fill out a budget, gather all expected income sources and expenses, categorize them, and calculate the differences to track surplus or deficit.

What is the purpose of a budget?

The purpose of a budget is to provide a framework for managing finances, ensuring that expenses do not exceed income and allowing for strategic financial planning.

What information must be reported on a budget?

A budget typically reports expected income, fixed and variable expenses, savings goals, and any planned investments or debts.

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