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Born to be (sub)Prime: An Exploratory Analysis Helena BachPietro CampaGiacomo De GiorgiDavide PietrobonJaromir NosalJanuary 26, 2023Abstract We study how inheriting parents credit histories affects
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Born to be subprime refers to a classification of individuals or loans that are deemed to have a higher risk of default based on creditworthiness or other financial indicators.
Individuals or institutions that originate loans or credit to individuals classified as subprime are typically required to file documentation related to born to be subprime.
To fill out born to be subprime, one must gather the necessary data regarding the borrower's financial history, credit score, and other relevant financial information to complete the form accurately.
The purpose of born to be subprime is to identify and categorize loans or borrowers that are considered high-risk to inform lenders and help in risk management.
Information that must be reported includes the borrower's credit score, income details, outstanding debts, and any prior delinquencies or bankruptcies.
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