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CALIFORNIA HOUSING FINANCE AGENCY Callus Conventional Loan Program SM LAST REVISED: JULY 2015 Table of Contents CALLUS SM CONVENTIONAL LOAN PROGRAM I. Program Summary II. Eligibility 1 a. Borrower
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How to fill out calplus sm conventional loan:

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Gather all necessary documents such as income proof, identification, and credit history.
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Research the eligibility requirements and ensure you meet them before applying.
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Contact a qualified lender who offers calplus sm conventional loan and express your interest in applying.
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Schedule a meeting with the lender or complete an online application form.
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Provide accurate and complete information on the application form, including personal details, employment history, and financial information.
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Submit the necessary documentation along with the application form, such as pay stubs, bank statements, and W-2 forms.
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Wait for the lender's decision and be prepared for a possible request for additional information or documentation.
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If approved, review the loan terms and conditions carefully before signing the agreement.
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Fulfill any remaining requirements, such as attending a homebuyer education course.
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Close the loan by signing all necessary paperwork and receiving the funds.

Who needs calplus sm conventional loan:

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First-time homebuyers who may not have sufficient funds for a down payment.
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CalPLUS SM Conventional Loan is a government-backed mortgage program that helps low to moderate-income homebuyers in California purchase a home with a competitive interest rate.
Potential homebuyers in California who meet the income and credit requirements are required to file a CalPLUS SM Conventional Loan application.
To fill out a CalPLUS SM Conventional Loan application, applicants need to provide information about their income, employment history, credit score, and the home they are looking to purchase.
The purpose of CalPLUS SM Conventional Loan is to make homeownership more affordable for low to moderate-income individuals and families in California.
Information such as income, employment history, credit score, and details about the home being purchased must be reported on a CalPLUS SM Conventional Loan application.
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