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Premium and Excess Guide (PEG)nuary 20231ABOUT THIS PEG The Premium and Excess Guide (PEG) provides detailed information to explain how your premium is calculated, what excesses apply in which circumstances
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How to fill out premium and excess guide

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How to fill out premium and excess guide

01
Understand the difference between premium and excess: Premium is the amount you pay for your insurance policy, while excess is the amount you agree to contribute towards a claim.
02
Review your insurance policy: Read through your policy documents carefully to understand what is covered and what is not.
03
Determine the appropriate coverage levels: Decide on the amount of coverage you need based on your personal circumstances and budget.
04
Fill out the premium section: Write down the amount you will be paying for your insurance policy.
05
Fill out the excess section: Enter the agreed amount you will contribute towards a claim.

Who needs premium and excess guide?

01
Anyone who has purchased an insurance policy that includes a premium and excess component.
02
Individuals who want to understand how premiums and excesses work in insurance.
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The premium and excess guide is a document used in the insurance industry that outlines the premiums collected and any excess amounts pertaining to insurance policies. It serves as a reference for financial reporting and compliance.
Insurance companies and other entities that collect premiums on insurance policies are required to file the premium and excess guide to ensure compliance with regulatory standards.
To fill out the premium and excess guide, the filer must provide details about the premiums collected, any excess amounts, and relevant policy information as per the guidelines provided by the regulatory authority.
The purpose of the premium and excess guide is to ensure transparency and accountability in the reporting of insurance premiums and to assist regulatory bodies in monitoring the financial activities of insurance providers.
Information that must be reported includes the total premiums collected, excess amounts, policy numbers, policyholder details, and any relevant financial data as required by the regulations.
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