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ENQUIRY FORM COMMERCIAL OWNER OCCUPIED / INVESTMENT01329 277 599 info@vibefinance.co.ukVIBE REF:FORMS TO BE SUBMITTED WITH THIS ENQUIRY FORM VIBE Assets & Liabilities:Property Portfolio Form (required
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01
Gather all necessary financial documents such as income statements, balance sheets, and tax returns.
02
Complete the loan application forms provided by the lender, ensuring all information is accurate and up to date.
03
Provide details about the property being used as collateral, including a survey, appraisal, and insurance information.
04
Meet with the lender to discuss terms and conditions of the loan, including interest rates and repayment schedules.
05
Review and sign the loan agreement, making sure to understand all terms and obligations before finalizing the deal.

Who needs commercial owner occupied investment?

01
Business owners looking to purchase or refinance a property to use for their own business operations.
02
Investors seeking to diversify their portfolio with a commercial property that they can also occupy and run a business from.
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A commercial owner occupied investment refers to a type of property investment where the owner uses the property for their business operations while also retaining control and ownership, allowing for appreciation and potential tax benefits.
Individuals or entities that own commercial properties used for their own business operations are typically required to file for commercial owner occupied investment.
To fill out a commercial owner occupied investment form, you need to provide information about the property, ownership details, the nature of the business, and financial data regarding the investment.
The purpose of commercial owner occupied investment is to allow owners to benefit from property ownership while actively using it for business purposes, which can lead to tax advantages and increased asset value.
Information that must be reported includes property identification details, ownership structure, business description, income generated, expenses, and any applicable deductions.
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