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2024 Rate and Form Filing Timeline for ACA Compliant On and Off Marketplace, SADPs and preACA NonCompliant Plans ActivityDatesIssuers to submit forms and rates in SERFF to Iowa Insurance Division

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What is rate and form filing?

Rate and form filing is the process by which insurance companies submit their proposed rates and policy forms to regulatory authorities for approval before they can be used in the market.

Who is required to file rate and form filing?

Insurance companies and entities offering insurance products are typically required to file rate and form filings with state regulators.

How to fill out rate and form filing?

To fill out a rate and form filing, companies must complete the designated forms provided by the regulatory authority, include relevant documentation, and submit supporting data that justifies their proposed rates and forms.

What is the purpose of rate and form filing?

The purpose of rate and form filing is to ensure that insurance rates and policy forms are fair, adequate, and not discriminatory, protecting consumers and maintaining market stability.

What information must be reported on rate and form filing?

Information reported in rate and form filings typically includes the proposed rates, justification for those rates, details of the policy forms being offered, underwriting criteria, and any supporting actuarial data.

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