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INDIANA HOUSING AND COMMUNITY DEVELOPMENT
AUTHORITY FIRST STEP FHA PROGRAM GUIDEINDIANA HOUSING AND COMMUNITY DEVELOPMENT AUTHORITY
FIRST STEP FHA PROGRAM
TABLE OF CONTENTS
PREAMBLEPAGE 3DEFINITIONSPAGE
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How to fill out first time home buyer
How to fill out first time home buyer
01
Research and understand the first time home buyer programs available in your area
02
Check your credit score and work on improving it if needed
03
Save up for a down payment and closing costs
04
Get pre-approved for a mortgage loan
05
Find a real estate agent to help you navigate the home buying process
06
Attend open houses and view properties that fit your budget and needs
07
Make an offer on a home and negotiate with the seller
08
Schedule a home inspection and appraisal
09
Close on the home and move in!
Who needs first time home buyer?
01
Individuals or families who are purchasing their first home
02
Those who meet the income and credit requirements for first time home buyer programs
03
People who are looking to take advantage of financial incentives for first time home buyers
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What is first time home buyer?
A first time home buyer is an individual or couple who is purchasing a residential property for the first time and has not owned a home in the last three years.
Who is required to file first time home buyer?
Individuals or couples who qualify as first time home buyers and wish to take advantage of specific tax incentives or credits available to them are required to file.
How to fill out first time home buyer?
To fill out the first time home buyer application, gather necessary documentation such as proof of income, prior residency history, and complete the designated forms provided by the relevant governmental body or financial institution.
What is the purpose of first time home buyer?
The purpose of first time home buyer programs is to assist individuals or families in purchasing their first home by providing financial support, education, and incentives.
What information must be reported on first time home buyer?
Information that must be reported includes personal identification details, financial information such as income and debts, and specifics about the property being purchased.
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