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Scantic Valley Regional Health Trust HMO No Deductible 2023 Enrollment KitEffective : 7/01/20231Thank You For Choosing Health New England Were a member of your community. We live here, we work here,
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Provide your personal information such as name, date of birth, and contact details.
02
Select a primary care physician from the network provided by the HMO.
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Schedule an appointment with the chosen primary care physician for initial consultation and follow-up care.
04
Inform the healthcare provider that you have an HMO plan with no deductible to ensure accurate billing and coverage.

Who needs hmo - no deductible?

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Individuals who want to have consistent and predictable healthcare costs without having to meet a deductible before receiving coverage.
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Those who prefer to have a primary care physician coordinate their medical care and referrals to specialists.
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HMO - no deductible refers to a type of health maintenance organization plan that does not require the policyholder to pay a deductible before coverage begins. Instead, members typically pay a copayment for services.
Individuals enrolled in an HMO plan without a deductible are generally not required to file claims, as services are billed directly to the insurance provider by healthcare providers.
Filling out claims for an HMO - no deductible usually isn't necessary; however, if required, you would provide personal information, service details, and any necessary authorizations.
The purpose of an HMO - no deductible is to provide healthcare coverage with predictable costs and easier access to services without the burden of upfront deductibles.
Typically, you would need to report personal details, types of services received, dates of service, and any copayments made on the HMO - no deductible claims, if applicable.
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