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RESET FORM Exhibit D-3 MORTGAGOR AFFIDAVIT AND CERTIFICATION Part 3 Income Worksheet MORTGAGOR(S): Explanation to Mortgagor(s): In order to calculate the Current Annual Family Income, the below requested

How to fill out mortgagor affidavit and certification

How to fill out mortgagor affidavit and certification:

1. Start by reading the instructions carefully. The mortgagor affidavit and certification form typically comes with detailed instructions that you should follow to fill it out correctly.
2. Begin by providing your personal information. This may include your full name, address, contact details, and social security number. Make sure to double-check the accuracy of this information before proceeding.
3. Next, you may need to provide information about the property being mortgaged. This might include the address, legal description, and any other relevant details.
4. Read each statement on the affidavit carefully and respond truthfully. The affidavit may require you to confirm specific details about the property, your financial situation, or any potential legal issues related to the mortgage.
5. If any section of the affidavit requires additional documentation or evidence, make sure to attach those documents as instructed. This may include proof of income, bank statements, or other supporting documentation.
6. Review the completed affidavit thoroughly to ensure that all the information is accurate and complete. Make any necessary corrections or additions before submitting it.
7. Sign and date the affidavit. Depending on the specific requirements, you may be required to sign it in the presence of a notary public or other authorized witnesses. Follow the provided instructions carefully to ensure your signature is valid.

Who needs mortgagor affidavit and certification:

1. Homeowners applying for a mortgage loan: When individuals apply for a mortgage loan, the lender may require them to fill out a mortgagor affidavit and certification. This document helps the lender assess the borrower's financial situation, provide necessary disclosures, and verify the accuracy of the information provided.
2. Refinancing applicants: If you are refinancing your mortgage, the lender might also require you to fill out a mortgagor affidavit and certification. This helps them evaluate your eligibility for the refinancing and assess the associated risks.
3. For legal and regulatory compliance: Mortgage lenders and financial institutions often require mortgagor affidavits and certifications to comply with legal and regulatory obligations. These documents help ensure transparency, prevent fraud, and protect the rights of all parties involved in the mortgage transaction.

For pdfFiller’s FAQs

What is mortgagor affidavit and certification?

Mortgagor affidavit and certification is a legal document signed by the borrower (mortgagor) of a mortgage loan, certifying the accuracy of the information provided in the loan application.

Who is required to file mortgagor affidavit and certification?

The borrower (mortgagor) is required to file the mortgagor affidavit and certification.

How to fill out mortgagor affidavit and certification?

The borrower must carefully review the document and provide accurate information regarding their financial situation, employment status, and any other requested information.

What is the purpose of mortgagor affidavit and certification?

The purpose of the mortgagor affidavit and certification is to verify the accuracy of the information provided in the mortgage loan application and to protect the lender from any potential fraud.

What information must be reported on mortgagor affidavit and certification?

The mortgagor must report information such as their income, assets, debts, employment status, and other financial details.

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