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Get the free Federal Direct PLUS Loan Application for Parents Process

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20222023 Direct Parent PLUS Loan Instructions In order to participate in the Federal Direct Parent PLUS Loan program, a parent borrower needs to complete the steps below. Only biological parents,
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How to fill out federal direct plus loan

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How to fill out federal direct plus loan

01
Create an FSA ID on the official Federal Student Aid website.
02
Complete the Free Application for Federal Student Aid (FAFSA) form.
03
Contact the school's financial aid office to request a Direct PLUS Loan application.
04
Complete the Direct PLUS Loan application, providing personal and financial information.
05
Sign a Master Promissory Note (MPN) agreeing to the terms of the loan.
06
Await approval from the Department of Education for the loan.

Who needs federal direct plus loan?

01
Parents of dependent undergraduate students who need additional funds to cover education expenses.
02
Graduate or professional students who have exhausted other financial aid options.
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The Federal Direct PLUS Loan is a federal loan that helps parents of dependent undergraduate students pay for college expenses. It is a credit-based loan that allows parents to borrow up to the full cost of attendance, less any other financial aid received.
Parents of dependent undergraduate students and, in some cases, graduate or professional students themselves can apply for a Federal Direct PLUS Loan.
To fill out a Federal Direct PLUS Loan application, you must complete the FAFSA (Free Application for Federal Student Aid) and then submit a PLUS Loan application through the U.S. Department of Education's website or your college's financial aid office.
The purpose of the Federal Direct PLUS Loan is to provide financial assistance to help cover the costs of a student's education, including tuition, room and board, and other education-related expenses.
Borrowers must provide information such as their Social Security number, financial information, and details about the student for whom the loan is being taken, including the student's school name and enrollment status.
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