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Public Service Loan Forgiveness (PSL) Quick Reference Guide ___ BACKGROUND The Public Service Loan Forgiveness (PSL) program was established in 2007 as part of the College Cost Reduction and Access
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How to fill out public service loan forgiveness
How to fill out public service loan forgiveness
01
Make sure you have a qualifying federal student loan.
02
Submit an Employment Certification Form annually or whenever you switch jobs.
03
Work full-time for a qualifying employer while making 120 qualifying payments.
04
Submit the Public Service Loan Forgiveness (PSLF) application after making 120 payments.
Who needs public service loan forgiveness?
01
Public Service Loan Forgiveness is beneficial for individuals who work in certain public sector jobs, such as government or non-profit organizations.
02
Borrowers who have federal student loans and are struggling to make their payments may also benefit from PSLF.
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What is public service loan forgiveness?
Public Service Loan Forgiveness (PSLF) is a program designed to forgive the remaining balance on Direct Loans for borrowers who have made 120 qualifying monthly payments while working full-time for a qualifying employer in public service.
Who is required to file public service loan forgiveness?
Borrowers who wish to have their federal student loans forgiven under the PSLF program must file the PSLF Application for Forgiveness after making the required 120 qualifying payments while employed by a qualifying public service organization.
How to fill out public service loan forgiveness?
To fill out the public service loan forgiveness application, borrowers need to complete the PSLF Application for Forgiveness form, provide documentation of qualifying payments, and submit it to their loan servicer for processing.
What is the purpose of public service loan forgiveness?
The purpose of public service loan forgiveness is to encourage individuals to pursue careers in public service by providing a pathway to eliminate student loan debt after a significant commitment to public service work.
What information must be reported on public service loan forgiveness?
When applying for public service loan forgiveness, borrowers must report their personal information, employer information, employment certification, and any qualifying payments made on their eligible loans.
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