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Get the free Full File Soft Pull Credit Reports & Credit Report Software

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USER GUIDE APRIL 2024TABLE OF CONTENTS Welcome to 700Credit ............................................................................ 4 Credit Report Solutions ...................................................................................................................................
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How to fill out full file soft pull

01
Login to the platform where the full file soft pull is required.
02
Locate the section for initiating a full file soft pull request.
03
Enter all necessary information such as name, address, social security number, etc.
04
Verify that all information is entered accurately before submitting the request.
05
Submit the request and wait for the results to be generated.

Who needs full file soft pull?

01
Lenders and financial institutions typically require a full file soft pull to gather detailed credit information on a potential borrower.
02
Employers may also use full file soft pulls to check the credit history of job applicants in certain industries.
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A full file soft pull is a type of credit report inquiry that allows lenders to access a consumer's complete credit history without impacting the consumer's credit score.
Typically, lenders, creditors, and financial institutions who want to assess a borrower's creditworthiness are required to conduct a full file soft pull.
To fill out a full file soft pull, lenders must request the consumer's permission and then provide necessary identifying information such as the consumer's name, address, social security number, and date of birth to obtain the credit report.
The purpose of a full file soft pull is to allow lenders to review a consumer's credit history without creating a hard inquiry, thus safeguarding the consumer's credit score.
The full file soft pull must report information such as the consumer's credit accounts, payment history, credit limits, outstanding balances, and any public records.
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