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COMPANIES ACT 2014 ___AIB Group plc CONSTITUTION Memorandum AND Articles of Association Including all amendments effective as of 2 May 2024CONTENTS Memorandum of Association Articles of Association

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A memorandum is a written message or document used for internal communication within an organization or institution, summarizing information or decisions.

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The purpose of a memorandum is to communicate important information, instructions, or decisions within an organization in a clear and concise manner.

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A memorandum must typically include the date, sender's and recipient's names, subject, and the specific information or instructions being conveyed.

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