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VISIT Working Paper235What Explains Pas in India's Banks? Assessment of Bank Specific FactorsSantosh Kumar Institute for Studies in Industrial Development 4, Vacant Run Institutional Area, New Delhi

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Analysis of bank specific refers to the examination and assessment of an individual bank's performance, risk factors, financial health, and regulatory compliance, using specific metrics and data that pertain only to that bank.

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The purpose of analysis of bank specific is to assess the individual bank's risk profile, compliance with regulations, and overall financial performance, which helps in informing regulatory actions and guiding the bank's strategic decisions.

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The information reported typically includes financial statements, risk assessments, management practices, capital adequacy ratios, liquidity positions, and any regulatory compliance issues.

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