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2025 Rate and Form Filing Timeline for ACA Compliant
On and Off Marketplace,
Saps and preach NonCompliant Plans
ActivityDatesIssuers to submit forms and rates in SERFS to
Iowa Insurance Division (DID)
4/17/24
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What is rate and form filing?
Rate and form filing is the process through which insurance companies submit their proposed rates and policy forms to state regulatory authorities for approval before they can be used in the market.
Who is required to file rate and form filing?
Insurance companies and organizations that offer certain types of insurance products are required to file rate and form filings with state regulators.
How to fill out rate and form filing?
To fill out rate and form filing, companies must complete specific forms provided by the state regulatory authority, include relevant data supporting their proposed rates, and submit the required documentation for review.
What is the purpose of rate and form filing?
The purpose of rate and form filing is to ensure that insurance rates are adequate, not discriminatory, and that policy forms are clear and compliant with regulations to protect consumers.
What information must be reported on rate and form filing?
Information such as the proposed rates, coverage details, underwriting guidelines, and any actuarial data supporting the rates must be reported on rate and form filings.
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