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NAIL Model Laws, Regulations, Guidelines and Other ResourcesSpring 2020APPENDIX A
INSURANCE AGENT (PRODUCER) DISCLOSURE FOR ANNUITIES
Do Not Sign Unless You Have Read and Understand the Information
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Individuals purchasing annuities
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What is mo-245-1 annuity disclosure model?
The mo-245-1 annuity disclosure model is a standardized form used to provide detailed information regarding annuity products, including terms, fees, and potential risks, to ensure transparency for consumers.
Who is required to file mo-245-1 annuity disclosure model?
Insurance companies and financial institutions that offer annuity products are required to file the mo-245-1 annuity disclosure model.
How to fill out mo-245-1 annuity disclosure model?
To fill out the mo-245-1 annuity disclosure model, one must accurately provide all required information regarding the annuity product, including its features, costs, and any investment risks, ensuring that all sections of the form are completed.
What is the purpose of mo-245-1 annuity disclosure model?
The purpose of the mo-245-1 annuity disclosure model is to promote transparency and informed decision-making for consumers purchasing annuities by providing them with clear and comprehensive information.
What information must be reported on mo-245-1 annuity disclosure model?
The mo-245-1 annuity disclosure model must report information such as the product's name, terms, fees, payout options, risks, and any other relevant details that impact the consumer's understanding of the annuity.
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