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20242025 Direct Loan Change FormFY21 Cohort Default Rate 0%You are encouraged to borrow only the amount needed to pay your educational expenses. Details about the Direct Loan Program can be found

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How to fill out official cohort default rates

01

Gather necessary data including student enrollment numbers, loan disbursement amounts, and cohort placement dates.

02

Calculate the official cohort default rate using the formula provided by the Department of Education.

03

Submit the official cohort default rates to the Department of Education by the specified deadline.

Who needs official cohort default rates?

01

Institutions of higher education that participate in federal student aid programs need official cohort default rates to maintain compliance with Department of Education regulations.

02

Lenders and guaranty agencies also use official cohort default rates to assess the risk associated with providing loans to students.

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What is official cohort default rates?

Official cohort default rates are used to measure the percentage of borrowers who default on their federal student loans within a certain timeframe.

Who is required to file official cohort default rates?

Institutions that participate in federal student aid programs are required to file official cohort default rates.

How to fill out official cohort default rates?

Institutions must submit official cohort default rates through the Department of Education's online reporting system.

What is the purpose of official cohort default rates?

The purpose of official cohort default rates is to hold institutions accountable for the percentage of borrowers who default on their federal student loans.

What information must be reported on official cohort default rates?

Institutions must report the number of borrowers who entered repayment and the number of borrowers who defaulted within a certain timeframe.

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