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ConsumerLending Discrimination in the FinTech Era×Robert BartlettAdair Morse Richard Stanton Nancy WallaceSchool of Law UC Berkeley Haas School of Business UC Berkeley & Perhaps School of Business UC
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01
Gather all necessary documentation such as loan application, denial letter, credit report, and any correspondence related to the consumer lending discrimination case.
02
Document the details of the discrimination incident, including dates, times, individuals involved, and any discriminatory comments or actions.
03
Contact the appropriate regulatory agency or organization that handles consumer lending discrimination complaints.
04
File a formal complaint with the regulatory agency and provide all relevant documentation and details of the discrimination incident.
05
Cooperate with any investigation or follow-up inquiries by the regulatory agency to help resolve the consumer lending discrimination case.

Who needs consumer lending discrimination in?

01
Individuals who believe they have been discriminated against in the consumer lending process.
02
Consumer advocacy groups and organizations working to address and eliminate discriminatory practices in lending.
03
Regulatory agencies and government entities responsible for overseeing and enforcing consumer protection laws in lending.
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Consumer lending discrimination refers to the practice of denying loans or charging higher interest rates based on the borrower's race, gender, or other protected characteristics.
Financial institutions are required to file consumer lending discrimination reports.
Consumer lending discrimination reports can be filled out online through the appropriate regulatory agency's website.
The purpose of consumer lending discrimination reporting is to monitor and address any discriminatory practices in lending.
Information such as loan applicant demographics, loan approval rates, and interest rates must be reported on consumer lending discrimination reports.
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