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Morgan Stanley 21 October 2020 Dear Sir/Madam Becoming a substantial holder Tyro Payments Limited (Tyro) On 19 October 2020 Morgan Stanley Australia Securities Limited (Morgan Stanley) entered into

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Form life and speeches is a document that requires individuals to disclose details about their life events and public speaking engagements.

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Public figures, such as politicians, government officials, and celebrities, are typically required to file form life and speeches.

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The purpose of form life and speeches is to promote transparency and accountability by allowing the public to see the connections between an individual's personal life and public appearances.

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Information such as dates of significant life events, details of speaking engagements, and any financial compensation received must be reported on form life and speeches.

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