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SUMMARY OF MATERIAL MODIFICATIONS Ascension SmartHealth Medical Plan To:All Participants in the Ascension SmartHealth Medical Platform:Plan AdministratorDate:July 2024Subject:Summary of Material Modifications
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29 CFR 2520.104b-3 is a regulation that outlines the requirements for providing a summary of benefits and coverage to participants in a group health plan. It ensures that participants receive clear and concise information about their health benefits.
Any entity that sponsors a group health plan, including employers and unions, is required to provide the summary of benefits and coverage as stipulated in 29 CFR 2520.104b-3.
To fill out the summary, sponsors should collect information about the health plan, including coverage options, limitations, and costs, then complete the form accurately using the standard language and formats as required by the regulations.
The purpose of 29 CFR 2520.104b-3 is to provide clear, standardized information about health plan benefits to help participants understand their coverage, compare options, and make informed decisions about their health insurance.
The summary must include information about the benefits provided, the covered services, cost sharing, exclusions, and any significant limitations of the plan, ensuring that it is understandable and accessible to participants.
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