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PUBLIC EVALUATION June 18, 2018COMMUNITY REINVESTMENT ACT PERFORMANCE EVALUATION Oregon Pacific Bank RSS # 1603601355 Highway 101 Florence, Oregon 97439Federal Reserve Bank of San Francisco 101 Market
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Who needs community reinvestment act exams?

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Financial institutions such as banks, credit unions, and other lenders are required to fill out community reinvestment act exams to demonstrate their commitment to meeting the credit needs of the communities they serve.
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The Community Reinvestment Act exams are assessments conducted by regulatory agencies to evaluate a financial institution's record of meeting the credit needs of its entire community, including low- and moderate-income areas.
Financial institutions that are insured by the Federal Deposit Insurance Corporation and meet certain asset size criteria are required to file Community Reinvestment Act exams.
Community Reinvestment Act exams are typically filled out through a series of forms provided by regulatory agencies, with information related to lending, investments, and services in low- and moderate-income areas.
The purpose of Community Reinvestment Act exams is to ensure that financial institutions are meeting the credit needs of all members of the community, including those in low- and moderate-income areas.
Information related to lending, investments, and services provided by the financial institution in low- and moderate-income areas must be reported on Community Reinvestment Act exams.
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