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MULTIBANK, INC. AND SUBSIDIARIES (Panama, Republic of Panama) Consolidated Financial Statements As of December 31, 2016 (independent Auditors\' Report)(FREE ENGLISH LANGUAGE TRANSLATION FROM SPANISH

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Multibank Inc and subsidiaries is a financial institution that operates various banking services, including investments, loans, and deposits, through its network of subsidiary banks and services.

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Entities and individuals that engage in banking, financial services, or investment activities under the jurisdiction of Multibank Inc and its subsidiaries are required to file necessary documents and reports.

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The purpose of Multibank Inc and subsidiaries is to provide a range of financial services, facilitate banking activities, support customer transactions, and ensure compliance with financial regulations.

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