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10K 1 fbiz10k20191231.htm FORM 10K UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549FORM 10K (Mark One) ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE
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01
Obtain a copy of the 10-K report for FBIZ for the fiscal year ending December 31, 2019.
02
Start by providing the basic information of the company such as name, address, and fiscal year dates.
03
Discuss the business overview, including products and services offered, markets served, competitors, and any recent developments.
04
Analyze the risk factors affecting the company's operations and financial performance.
05
Review the financial statements, including the balance sheet, income statement, and cash flow statement.
06
Examine the management's discussion and analysis section to understand their perspective on the company's financial condition and results of operations.
07
Look at the notes to the financial statements for additional details and explanations on specific accounting policies and transactions.
08
Assess the auditor's report to understand the opinion on the fairness of the financial statements.
09
Evaluate any other required disclosures, such as executive compensation, related party transactions, and legal proceedings.
10
Sign and date the 10-K report as required and file it with the Securities and Exchange Commission (SEC) and other relevant parties.

Who needs 10-k 1 fbiz10-k20191231?

01
Investors and shareholders who want to make informed decisions about investing in FBIZ.
02
Financial analysts who need to perform detailed analysis of FBIZ's financial performance and prospects.
03
Regulatory authorities like the SEC who require companies to submit annual reports like the 10-K for compliance and transparency purposes.
04
Creditors and lenders who need to assess FBIZ's creditworthiness and financial stability before extending loans or credit.
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Competitors who want to benchmark their own performance against FBIZ's financial disclosures and strategic initiatives.
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Researchers and academics studying FBIZ's industry or financial reporting practices.
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10-k 1 fbiz10-k20191231 is a report filed annually by public companies with the Securities and Exchange Commission (SEC) that provides a comprehensive overview of the company's financial performance and includes audited financial statements as well as other relevant information.
Public companies listed on US stock exchanges are required to file 10-k reports with the SEC.
10-k reports must be filled out following the guidelines provided by the SEC, which include detailed financial information, management discussion and analysis, risk factors, and other relevant disclosures.
The purpose of 10-k reports is to provide investors and other stakeholders with a comprehensive understanding of a company's financial health and performance.
10-k reports must include financial statements audited by independent third-party auditors, as well as information on company management, business operations, risk factors, and other relevant disclosures.
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