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Subject to Completion Preliminary Term Sheet Dated January 31, 202 4Units $10 principal amount per unit CUSP No. Filed Pursuant to Rule 424(b)(2) Registration Statement Nos. 333268718 and 33326871801

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Dated January 31 202 refers to a specific deadline for tax-related forms or documents that are typically required to be filed with the Internal Revenue Service (IRS) in the United States.

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Typically, businesses and employers are required to file certain forms by January 31, including forms related to employee wages and miscellaneous income, such as Form 1099.

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The purpose of filing by January 31 is to ensure that the IRS receives timely information about income payments made by businesses to their employees and contractors, which helps in tax assessment.

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Information that must be reported includes total payments made, payee details (name, address, and social security number or EIN), type of payments, and any withholding amounts.

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