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UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549FORM 10K ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December

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South Jersey Industries Inc. is a holding company primarily involved in the utility and energy sector, providing natural gas and related services to residential and commercial customers in southern New Jersey.

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The purpose of South Jersey Industries Inc. is to provide essential utility services, primarily natural gas distribution, while ensuring safe and efficient energy delivery and supporting community needs.

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