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AeroVironment, Inc. P/S and Salary Deferral 401K PlanSUMMARY PLAN DESCRIPTIONTABLE OF CONTENTS INTRODUCTION TO YOUR PLAN What kind of Plan is this? What information does this Summary provide? ARTICLE
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How to fill out 401k plan standard loan

01
Contact your 401k plan administrator to request a loan application form.
02
Fill out the loan application form with your personal information, loan amount requested, and reason for the loan.
03
Review the terms and conditions of the loan, including interest rate, repayment schedule, and any fees involved.
04
Submit the completed loan application form to the 401k plan administrator for approval.
05
Once approved, sign the loan agreement and arrange for the loan amount to be disbursed to your bank account.

Who needs 401k plan standard loan?

01
Employees who are in need of a short-term loan and have a 401k retirement plan may consider taking out a 401k plan standard loan.
02
It is important to note that taking out a loan from your 401k plan should be considered as a last resort, as it can have implications on your retirement savings.
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A 401k plan standard loan is a type of borrowing option available to participants in a 401k retirement plan, allowing them to take a loan against their vested account balance, typically up to 50% of the balance or a maximum of $50,000.
Participants who take out a standard loan from their 401k plan are required to file necessary forms with the plan administrator to document the loan.
To fill out a 401k plan standard loan request, participants must complete the loan application form provided by their plan administrator, including details such as the loan amount, repayment terms, and reason for the loan.
The purpose of a 401k plan standard loan is to provide participants with access to funds for personal financial needs without incurring taxes or penalties, as long as the loan is repaid correctly.
Information that must be reported on a 401k plan standard loan includes the loan amount, interest rate, repayment schedule, purpose of the loan, and the individual taking the loan.
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