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2012 BENEFITS OPEN ENROLLMENT GUIDE For 2013 Plan Year Open Enrollment is November 1 30, 2012 ACTIONS YOU NEED TO TAKE: 1. Review this 2013 Benefits Open Enrollment Guide in full! 2. Visit at www.ForwardAir.com
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How to fill out 2012 benefits open enrollment

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Who needs 2012 benefits open enrollment?

01
Employees who are eligible for benefits through their employer.
02
Individuals who want to make changes to their current benefits selections.
03
New hires who are joining the organization.

How to fill out 2012 benefits open enrollment:

01
Review the open enrollment materials: Begin by carefully reading through the documents provided by your employer regarding the open enrollment process. This will include information about the available benefits, any changes or updates for the upcoming year, and instructions on how to complete the enrollment forms.
02
Assess your current benefits: Take some time to evaluate your current benefits package as well as your personal needs and preferences. Consider factors such as your health, financial situation, and any anticipated changes in the coming year that may require adjustments to your benefits.
03
Attend informational sessions: Many organizations offer informational sessions or webinars to provide employees with an overview of the available benefits and answer any questions. Make an effort to attend these sessions to gain a better understanding of the options and clarify any doubts.
04
Determine your coverage needs: Based on your evaluation and the information provided, determine which benefits are essential for your needs. This may include medical and dental insurance, vision coverage, life insurance, disability coverage, retirement plans, and flexible spending accounts.
05
Compare options: If multiple options are available for certain benefits, carefully compare the coverage, costs, and any limitations associated with each option. Consider factors such as deductibles, co-pays, networks, and the reputation of the insurance providers.
06
Fill out the enrollment forms: Once you have made your decisions, complete the enrollment forms accurately and legibly. Provide all the required information and double-check for any errors or missing details. Ensure that you meet any deadlines set by your employer for submitting the forms.
07
Seek clarification if needed: If you have any doubts or questions during the enrollment process, do not hesitate to reach out to your HR department or benefits provider. They can provide guidance and clarification to ensure that you make informed decisions.
08
Submit the forms: After completing the enrollment forms, submit them according to the instructions provided by your employer. This may involve submitting them online, via mail, or in-person at a designated location.
09
Keep a copy for your records: Retain a copy of all the completed enrollment forms for your records. This will serve as proof of your selections and can be useful for future reference or in case of any discrepancies.
10
Review the confirmation: Once your enrollment forms have been processed, carefully review the confirmation materials provided by your employer. Ensure that all the benefits and options you selected are accurately reflected. If any discrepancies are found, notify your HR department immediately to rectify the situation.
Remember, open enrollment is crucial for securing the right benefits package that aligns with your needs and preferences. Take your time, seek assistance if needed, and ensure all forms are submitted accurately and on time.
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Benefits open enrollment guide is a document that outlines the different benefit options available to employees during the annual enrollment period.
Employers are typically required to provide a benefits open enrollment guide to their employees.
Employees must carefully review the options and instructions provided in the benefits open enrollment guide and make selections based on their individual needs.
The purpose of benefits open enrollment guide is to inform employees about their benefit options and allow them to make changes for the upcoming plan year.
Information such as available benefit plans, costs, coverage details, enrollment deadlines, and any changes from the previous year must be reported on the benefits open enrollment guide.
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