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HAND Down Payment and Closing Cost Assistance Program Showers City Hall, Room 130 401 N. Morton Street, P.O. Box 100 Bloomington, IN 47402 Phone: (812) 3493401 Down payment and closing costs application
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How to fill out hand down payment and
How to fill out hand down payment and:
01
Begin by gathering the necessary documents and information. This may include personal identification, bank statements, proof of income, and any additional documentation required by the lender.
02
Carefully review the instructions provided on the hand down payment form. Make sure you understand each section and what information is required.
03
Start by providing your personal details, such as your full name, address, contact information, and social security number.
04
Next, fill in the financial information section. This typically includes details about your income, assets, debts, and expenses. Be accurate and thorough when filling out these fields to ensure a clear picture of your financial situation.
05
If there are specific instructions regarding the down payment, follow them carefully. This may involve filling out a separate section or providing a check or money order for the required amount.
06
Review the completed form for any errors or missing information. Double-check that all numbers and personal details are correct.
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Sign and date the form as instructed. Make sure to read any certifications or declarations included in the document before signing.
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Make copies of the filled-out form for your records. It is always a good idea to keep a copy of any financial or legal documents you submit.
Who needs hand down payment and:
01
Individuals purchasing a home or property may need to provide a down payment as part of the purchase agreement. This is often required by the lender to reduce the risk and show the buyer's commitment to the investment.
02
Renters looking to secure a lease for a property may be asked to provide a hand down payment as a deposit. This is to ensure the landlord against any potential damages or unpaid rent during the rental period.
03
Some financial institutions or lenders require a hand down payment when approving personal loans, auto loans, or other types of credit. This helps mitigate the lender's risk and demonstrates the borrower's capability to handle financial responsibilities.
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