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VERIFICATION OF PREPURCHASE COUNSELING (Mandatory disclosure, if applicable)Ohio Revised Code 1349.27(K)Name of Credit Counseling Service: Address:On behalf of the abovenamed credit counseling service,

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What is credit counseling required?

Credit counseling is a process where individuals receive guidance on managing their finances, debt, and budgeting, often required before filing for bankruptcy.

Who is required to file credit counseling?

Individuals filing for bankruptcy under Chapter 7 or Chapter 13 are required to undergo credit counseling from an approved agency.

How to fill out credit counseling required?

To fulfill the credit counseling requirement, individuals must complete a credit counseling session with an approved provider and obtain a certificate, which must be filed with the bankruptcy petition.

What is the purpose of credit counseling required?

The purpose of credit counseling is to provide individuals with the information and tools needed to manage their debts and assess their financial situation before filing for bankruptcy.

What information must be reported on credit counseling required?

Individuals must provide information about their financial situation, including income, expenses, debts, and assets during the counseling session.

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