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ST. JOHNS COUNTY HOUSING AND FINANCIAL COUNSELING PROGRAM APPLICATION Want to own a home of your own? Need help finding down payment assistance? Just want to figure out the best way to improve your

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What is housing and financial counseling?

Housing and financial counseling is a service designed to help consumers understand their financial situation, budget their expenses, and improve their credit, as well as provide guidance on housing options, homeownership, and foreclosure prevention.

Who is required to file housing and financial counseling?

Individuals seeking to obtain assistance for homeownership programs, mortgage loans, or those facing financial difficulties, such as foreclosure, may be required to complete housing and financial counseling.

How to fill out housing and financial counseling?

To fill out housing and financial counseling, individuals typically need to gather their financial documents, attend counseling sessions with a certified counselor, and complete any required forms and assessments during the process.

What is the purpose of housing and financial counseling?

The purpose of housing and financial counseling is to provide individuals with the knowledge and tools they need to make informed housing decisions, establish financial literacy, and improve their overall financial health.

What information must be reported on housing and financial counseling?

The information that must be reported includes personal financial details such as income, expenses, debts, credit scores, and housing status, along with the outcomes of the counseling sessions.

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