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W9Form (Rev. March 2024) Department of the Treasury Internal Revenue ServiceRequest for Taxpayer Identification Number and CertificationGive form to the requester. Do not send to the IRS. Go to www.irs.gov/FormW9
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The University Bank CRA Public refers to the public component of the Community Reinvestment Act (CRA) performance evaluation specifically for university-affiliated banks, which assesses how well these institutions meet the credit needs of the communities they serve.
Banks that are regulated and evaluated under the Community Reinvestment Act, including those affiliated with universities, are required to file the University Bank CRA Public.
To fill out the University Bank CRA Public, a bank must gather and report data regarding its lending, investment, and service activities in relation to the assessment areas it serves, following the guidelines set forth by the federal regulations.
The purpose of the University Bank CRA Public is to ensure transparency and accountability in how banks serve their communities, particularly in regards to lending practices and investment in low- and moderate-income areas.
Information that must be reported includes the number of loans, geographical distribution of loans, demographics of borrowers, the bank's community development activities, and any relevant qualifying activities that fulfill CRA obligations.
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