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Application for Community Reinvestment Area Tax Exemption Program City of Salem AREA #1Real Property Owner (as found on tax duplicate) PLEASE PRINTRepresented by (corporate officer, etc.) PLEASE PRINTTitleAddress

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What is application for community reinvestment?

The application for community reinvestment is a document that financial institutions must submit to demonstrate their commitment to meeting the credit needs of the communities they serve, particularly low- and moderate-income neighborhoods.

Who is required to file application for community reinvestment?

Banks and other financial institutions that are federally regulated and seek to merge, acquire, or open a new branch are required to file an application for community reinvestment.

How to fill out application for community reinvestment?

Filling out the application involves providing detailed information about the institution's lending practices, community engagement activities, and a plan for addressing community credit needs. Institutions should follow the specific guidelines set by their regulatory agency.

What is the purpose of application for community reinvestment?

The purpose of the application is to ensure that financial institutions are actively working to serve their communities and to promote equitable access to credit, particularly for underserved populations.

What information must be reported on application for community reinvestment?

The application must report on the institution's lending history, current outreach efforts, community needs assessments, and proposed plans for future lending and community engagement.

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